What do I need to do to claim on storm and bad weather insurance?

Posted on 28-03-2023 12:07 PM

The sunshine state is known not only for its pleasant weather, but also for its powerful storms. Additionally, it is the u. S. click State with the largest number of lightning strikes. There are no less than 1. 2 million bolts per year, according to accuweather. This means that there is a very real possibility of your home being struck by lightning during a storm and suffering various damages. In this article, hurricane damage adjusters discuss the challenges of filing a lightning damage claim. First of all, you should know that even basic homeowners’ insurance covers damage caused by lightning. http://3b8.s3-website.ap-east-1.amazonaws.com/damage-loss-claim/subsidence-damage-insurance-claim/4-We-will-make-a-thorough-assessment-780.html

Summer is the time of the year when lightning can cause severe damage or even destroy your property. No surprises to folks in florida, as they know we are widely regarded as the lightning capital of the u. S. The raising heat over the florida peninsula pulling in the cooler sea breeze later in the day often creates spectacular lightning shows followed by out of this world thunder claps. The results of these storms can be manifested in two ways, both bad. The first is life, health, and safety issues and the other is property damage resulting from lighting strikes that cause fires to buildings and destroy personal and business property.

Although it can be fascinating to watch outside your window, lightning can cause severe damage not only to people caught outside in a thunderstorm, but also to your residential property. A bolt of lightning can produce up to 40,000 amperes of current with a temperature of over 90,000 degrees fahrenheit. Lightning not only kills over 100 people across the united states every year, but it also causes billions of dollars in property damage when bolts strike homes. If your home gets struck by lightning, you are going to need property insurance benefits to help lessen the financial burden of paying for repairs.

How can I protect my property from a storm?

If any part of your property suffered severe damage from a lightning strike, all property owners should take these key steps to strengthen their insurance claim, so they are not left paying for the damages out of their pockets. That can include: assessing each part of your property, including your home, garage, and other structures for damage after a thunderstorm taking pictures or video of all lightning damage having damaged electronics evaluated by a licensed technician to validate your claim calling a trusted electrician to inspect your wiring system to avoid fires or other damages having your foundation, roof, and chimney inspected for damage

Every homeowner relies on a steady power source to help operate and maintain their property. However, there are many homes in situations where power is relied on to keep a home safe. Sump pumps for example help prevent flooding in homes that are more susceptible to collecting water but they rely on a power source to move water away from the foundation of the home. If lightning knocks out the power and a sump pump does not have a battery backup or backup generator in place, a home’s basement can flood quickly from the heavy rain that often accompanies a lightning storm.

Some of you must be wondering “ does car insurance cover tornado damage, hail damage , and flooding ? the answer depends on your policy type. If you have liability-only insurance then you are not covered but if you have comprehensive insurance then you will definitely get coverage in case of disasters like floods, tornados, or hail storms.

What do I need to do to claim on storm and bad weather insurance?

How can I protect my property from a storm?

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